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Government Jobs that Will NOT hire you,Paying off Debt/ Credit Repair FAQs with #gizzycredit

792 views · Published 28 October 2018 · 14:07 · Indexed 8 November 2026

Channel: #GizzyCredit · 2018 · Education

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Can j get a government job with bad credit

Here are the questions I got asked this week of: 10-17-18

I’m paying my credit cards as I can, sometimes I can pay much more than the minimum and sometimes just 2 or 3 times more. 
PenFed is offering me a loan. I have not taken it because I don’t want my credit score to be affected. ​​Ok Affected in what way? Scores going up or scores going down? 
If I had the loan I would be closing some of my credit cards but i would have the loan lol.  ​​yes correct but we dont recommend you closing your existing credit card (revolving accounts) on your credit file because of the payment history that is helping your credit scores at the moment. If you close those active credit cards, your scores can drop and they will only be based by your open accounts like the Pen Fed loan. 
So what’s the correct thing to do?? ​​Opening a loan wont lower your scores if you use that to pay down your other open debts and it will lower your credit utilization and ultimately raise your scores. 
What affects MORE my credit score? I would say staying the way I am affects it the least, but you are the expert  ​​I will say get the PenFed loan, pay off your existing credit cards with that loan (do not close the accounts that you paid off, leave them open but dont use them) and stay paying your loan from Pen Fed...that's the right thing to do...then pay off the Pen Fed Loan and be debt free and only use your credit cards in emergencies. 

Darien:
I just found your Youtube channel with information on credit repair. I am currently applying of jobs in the financing industry(loan officer/wholesale account executive) and I know my credit is very poor due to multiple collections accounts. With that being said I believe I will not be able to get a position with a company once they run my background check and see my current score and accounts outstanding. 

Are you able to help with a situation like this in repairing my credit quickly? If so, how long do you believe it would take to get my credit repaired and in good standing? Please let me know what can be done at this point and what the first steps are.

Thank you in advance for your time! I do appreciate any advice or info you have that can help me in my current situation


Gizzy--
I bought your credit repair and funding pack and I started out with credit repair I got my first letters back but nothing removes bet but a phone number and address, is that normal for the first process?

407 area code FL

Last night, (916)...Gizzy, I have 2 Child Supports on 2 bureaus and 1 collection...Im trying to get funding and get business funding...

Then I asked...Ok, do you have a business set up?

Well, I”ve been doing my business for sometime but I have a greendot card that people pay me on..

Oh, so you’re not properly set up as an LLC or Corp so you will need to set that up 1st...If you need help with the set up, we can help you with that and also start building business credit on that as well...to set up the corp it cost $500 with us...

If you want a consultation on Building Business Credit, Business Set up? Please email me at [email protected] 

We can remove and you can see from my previous videos and results:

LATE PAYMENTS
NEGATIVE ACCOUNTS
COLLECTION ACCOUNT
PUBLIC RECORDS 
-tax liens, bankruptcy, Judgement, child Support, felonies 
CHARGE OFF ACCOUNTS
REPOSSESSIONS 
STUDENT LOANS

MY EMAIL: [email protected] 
Phone: 973-440-8661
http://www.gizzycredit.com 

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