Look Who it Was Random video

Dumping Debt Fridays | Q&A | Money Lesson I Will Pass On To My Kids!

978 views · Published 9 March 2018 · 9:02 · Indexed 26 October 2026

Channel: Kelly Anne Smith · 2018 · People & Blogs

Watch on YouTube

Dumping Debt Fridays is where we come together every Friday and I answer your financial questions or give you a LIVE update on my monthly budget. Financial Q&A's are where I originally fell in love with budgeting and couldn't learn enough, I used to watch my favorite channels like Budget Girl, Gazelle Intents and Debt is Dumb just to name a few. I learned so much from these Q&As and received many requests to start my own weekly Q&A answering your Dave Ramsey and budget-related questions. Please leave any questions you have in a comment below AND if you have a MONEY WIN please share that with me as well! I absolutely LOVE celebrating your money wins!  

Questions asked: 
Modern Budget Curl  
What is one money lesson you and Jayme want to pass on to your kids?

MommaIrwin 
Question - Why a link of Capital One 360? Isn't that Credit Cards? How can a DR follower endorse Capital One? Not judging, just curious!
Centsible Living With Money Mom   
Kelly, are there areas Jamie is more frugal than you? You are looking lovely like always.
Facebook message
My goal this year is to work towards my debt. I bought Dave Ramsey’s book and am fixing o start on baby step 1. The emergency fund. I am not able to start it just yet because due to losing my job and not being able to find a job for several months that paid what my previous one did, I struggled and got behind on my rent and other bills. My first question is when you start paying off debt, were you able to get any of the companies to settle for less than what was owed and if so how do you do it?
Centsible Living With Money Mom 
I have a question for next Friday. If I start a sinking fund for a car, would you put that money in a money market account? Thanks Kelly. The reason I ask, is the money could be a large amount.
margaret c 
I'm 51 and never actually had a written budget. I just have always tried to watch money and make sure we had savings. I was a stay at home mom, so we were always a one income family. We just paid off a 3000 student loan. We never expected to take out a student loan but with 2 kids in college and seeing 80k a year go to paying for it, we did take out the small loan. So now its gone, and I have one other debt that was a medical expense with a 0% interest and that will be paid off in May. It was a 2 year interest free loan of 45k. SO my question now, is, wondering if I should take all those payments that will now be available and hit the home mort. with them. I would like to knock that out in the next 3 years.

Check out my personal Amazon shop: https://www.amazon.com/shop/freedominabudget 

TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET18 for 18% off!
http://www.teamiblends.com

Save money on Razors and join the Dollar Shave Club: http://shaved.by/g4r5S 

SUBSCRIBE! https://www.youtube.com/channel/UCc9pO6FH1caEvKazMiEN03Q?sub_confirmation=1 

Earn $25 by signing up for Capital One 360: https://captl1.co/2t6lqzl

Snail Mail:
Kelly - Freedom In A Budget
PO Box 123
Deerfield Beach, FL 33443

Products and services I love and recommend: 
Capital One 360 Earn $25 by signing up: https://captl1.co/2t6lqzl
Ebates: https://www.ebates.com/r/KAS417?eeid=28187
Ibotta: https://ibotta.com/r/suwetiv
Try Amazon Music Unlimited 30-Day Free Trial: https://www.amazon.com/gp/dmusic/promotions/AmazonMusicUnlimited?ref_=assoc_tag_ph_1483579440886&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=freedominabud-20&linkId=cdd177a48ed3f1d9445439a7d92f0493
SavvyCents Wallet: http://amzn.to/2dImsdt

Email: [email protected]
Facebook: facebook.com/freedominabudget
Instagram: @freedominabudget
Twitter: @FreedomInABdgt
Pinterest: @FreedomInABdgt

I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. 

Thank you for watching!

Freedom In A Budget

More from this channel