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Do I Have To Give If I'm Not Religious? | Dumping Debt Fridays Q&A

975 views · Published 27 April 2018 · 10:24 · Indexed 19 October 2026

Channel: Kelly Anne Smith · 2018 · People & Blogs

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Dumping Debt Fridays is where we come together every Friday and I answer your financial questions or give you a LIVE update on my monthly budget. Financial Q&A's are where I originally fell in love with budgeting and couldn't learn enough, I used to watch my favorite channels like Budget Girl, Gazelle Intents and Debt is Dumb just to name a few. I learned so much from these Q&As and received many requests to start my own weekly Q&A answering your Dave Ramsey and budget-related questions. Please leave any questions you have in a comment below AND if you have a MONEY WIN please share that with me as well! I absolutely LOVE celebrating your money wins!  

Questions asked: 
Email:
For those who aren't religious or who don't attend church regularly, how would you treat donating (eg to charity) while on Baby Steps 1-3? Personally, while I don't consider myself an atheist, but I also don't consider myself religious either. As a result, I'm stuck on where my donations to charity should sit while getting out of debt.
Leslie Ciccariello 
Hi! love your video. One question, what is the difference between a fund and a sinking fund? And how do you keep a running total of your Christmas , vacation etc.. monthly budgeted saving items?
Centsible Living With Money Mom 
Congrats to all the people paying off debt. My question is, I worry about some people I know who have financial issues.  Because I am on a budget,  I want to help. I did help one friend with her budget. Have you had friends who are poor mangers of their money, and how can we help them? Thanks Kelly.
Email received:
I am trying to work on baby step 2 which seems so daunting right now given the amount of credit card and student loan debt. Any recommendations for staying motivated when it could take a couple of years to pay off?  I tried Dave Ramsey before a few years ago but got burnt out after doing well for like a year and now my debts are even bigger.  
MONEY WINS:
Yzabell0M 
March was a good month for me too: I paid off my second debt. That's 20% of my total debt paid off. Next milestone should be May...
smilewithkatherine 
Hi Kelly! I have a money win to share. I just made my final payment of $682.57 and paid off one of my loans that was originally $4798.01 I'm one step closer to being debt free!

Videos mentioned: 
Our SINKING FUNDS! -What is it and WHY you need them!- Dave Ramsey!: https://youtu.be/lAFbqARYBa4 
SINKING FUNDS | DAVE RAMSEY | HOW TO SAVE MONEY!: https://youtu.be/8OpynRnIB8o 

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