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Grocery Budget For A 5 Week Month | Dumping Debt Fridays | #DDF | #DebtFreeCommunity Q&A

1,114 views · Published 7 September 2018 · 12:03 · Indexed 28 October 2026

Channel: Kelly Anne Smith · 2018 · People & Blogs

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Dumping Debt Fridays is where we come together every Friday and I answer your financial questions or give you a LIVE update on my monthly budget. Financial Q&A's are where I originally fell in love with budgeting and couldn't learn enough, I used to watch my favorite channels like Budget Girl, Gazelle Intents and Debt is Dumb just to name a few. I learned so much from these Q&As and received many requests to start my own weekly Q&A answering your Dave Ramsey and budget-related questions. Please leave any questions you have in a comment below AND if you have a MONEY WIN please share that with me as well! I absolutely LOVE celebrating your money wins!  

The article mentioned about using a Home Equity Loan to pay off credit cards: https://www.daveramsey.com/blog/home-equity-line-of-credit  

#debtfreecommunity #debtfreeqanda #dumpingdebtfridays

Questions asked: 
Danielle Valdovinos   
So I bought my savvy cents wallet. I tried the system once. However, I felt weird having all that money in my wallet. Is ok to just do like two categories? I don't like carrying alot of money. Do you have any suggestions?
Katherine Foard 
Hi Kelly! I typically like to do my grocery shopping once a week on Sunday’s. In September there’s 5 Sundays, so on September 30 do I count that grocery trip towards my September budget or towards my October budget? I ~ Katherine
Bonny Roggenbauer   
I get paid bi-weekly. My spending like eating out or miscellaneous, I usually just give myself $50 a week. I am wondering if it would make more sense to have an actual eating out budget? Thoughts?
Lilynette   
Hey Kelly thank you so much for answering my last question. I have a new question for you. What device do you have for people how are single and on the Dave Ramsey plan? Because as a single person it can be a lot of work pay off you're debt on a small income and then save for an emergency fund and stock up you're sinking funds and so forth. But what if you get a boyfriend/ get married and you're than husband still got a lot of debt. What do you do? Do you use all you're finking fund and emergency fund to pay of his debt and start all over again? What's your point of view on that? I hope you understand what I mean. I love you're channel so much and really appreciate you giving us a chance to ask questions and taking the time to answer them.
Kathy Todd 
Hi should I use my home equity line to pay my 2 credit cards off? Then pay that off ... it has much lower interest rate.
Dom The Gamer 
I have a question about your grocery budget I know that you budget is $50 per week and you spend most of that at aldi but then I see that you shop at Costco and other stores too. Do you budget extra money for the other stores? Also is that just for food only do you have a separate budget for personal and home items like toilet paper and stuff.
MONEY WINS!
cutiepiemania45 
I paid $6k to debt this month and killed off one student loan. I still have 50K to go but at least one loan killed !
Wendy Valencia
Paid off Navy Federal Loan!!! $140k in 3 years!! 

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