APRIL ZERO BASED BUDGET | Dumping Debt Fridays | DAVE RAMSEY INSPIRED

1,717 views · Published 28 April 2017 · 10:56 · Indexed 25 September 2026

Channel: Kelly Anne Smith · 2017 · People & Blogs

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I am on my way to financial freedom. The fastest way for me to pay off all of my student loans was to use Dave Ramsey's Zero Based Budget and now I am cash flowing a $30k wedding. I have been budgeting now for over a year and it has truly changed my life. In this video, I go over each category with you and budget down to the penny to achieve a zero based budget. 
Here is my April budget update where I go line by line explaining my Dave Ramsey Zero Based Budget. A zero based budget is where you give every dollar a name, any remaining money you have left over you put straight towards your goals, whether thats paying off a credit card, towards baby step 2, towards your kids college fund, a car fun or like me, my wedding fund. At the end of the month your budget should read ZERO, thats where it gets its name, Zero Based Budget!

Videos mentioned:
April Mid-Month Budget Report Card: https://www.youtube.com/watch?v=xIdiC12aLss
Costco Haul: https://www.youtube.com/watch?v=0CfZzfKT5CI

IM DEBT FREE!!: https://www.youtube.com/watch?v=zdJaGlfQqIs&t=25s

NEW TO BUDGETING AND NEED HELP?! CHECK OUT MY BEGINNERS PLAYLIST: https://www.youtube.com/playlist?list=PLpgLsNKlKGi7d7p1ZJwkDftiQ7_FcyV3K

How to finalize your monthly budget: https://www.youtube.com/watch?v=mX05Sh6P_00

I do budget report cards every two weeks to keep myself accountable to you. Check out my playlist: https://www.youtube.com/playlist?list=PLpgLsNKlKGi5JUhC10brOSqU_sxKHyKQO

If you would like to learn how to create your own Dave Ramsey Zero Based Budget in Excel: https://www.youtube.com/playlist?list=PLpgLsNKlKGi4zPw8DYNr5BzEgP5TSavxf

Earn $25 by signing up for Capital One 360: https://r.capitalone360.com/jivLDNVfSk

Snail Mail:
Kelly - Freedom In A Budget
PO Box 123
Deerfield Beach, FL 33443

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I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. 

Thank you for watching!

Freedom In A Budget

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