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How to calculate your savings using the Bajaj Finserv Business Loan pre-payment calculator?

907 views · Published 12 November 2018 · 1:49 · Indexed 30 September 2026

Channel: Bajaj Finance · 2018 · Education

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Business loan can prove to be a good source of capital when you need to address several investment needs and expenses of your business. Bajaj Finserv provides various features with Business Loans, with the pre-payment facility being one of them. With this facility, you can easily prepay a certain amount of your loan whenever you have excess money in hand. Prepaying your loan is essentially when you pay a part of your loan (the due EMIs), in advance. 
You can pre-pay your loan in two ways:
1. You can reduce your loan EMIs and the keep the tenor fixed.
2. You can reduce the loan tenor and keep the EMIs same.
Pre-paying your Business Loan lowers your interest outflow, thus easing your EMI burden and can also help boost your credit score as well.
Make use of the Bajaj Finserv Business Loan Part-prepayment Calculator to calculate how much you can save on your EMIs, the revised EMI and revised tenor by following these 4 steps:
1. Enter the loan amount
2. Provide the loan tenor
3. Enter the rate of interest
4. Provide the amount that you want to prepay (The amount you are prepaying should be greater than the value of 3 EMIs)
The calculator will show how much you will save on your EMIs instantly. 
So, pre-pay your Business Loan and manage your EMIs better. 
Along with easy pre-payment facility, Bajaj Finserv offers pre-approved offers on various financial products including personal loans, business loans, home loans, and more. Pre-approved offers reduce the time taken for availing finances. You can check your pre-approved offer(http://bit.ly/check_your_pre_approved_offer) by entering some necessary information online.
To know how part pre-payment impacts your Business Loan’s tenor or EMI, visit http://bit.ly/business_loan_part_pre_payment_calculator

Know how to use a Business Loan EMI Calculator: https://www.youtube.com/watch?v=qjPa8Gq6jb0

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Invest in your factory infrastructure, maintain an adequate inventory level, upgrade to the latest plant and machinery, expand your reach to new markets or increase working capital with a small Business Loan up to Rs.30 lakh with Bajaj Finserv. Quick, easy and hassle-free, these loans offer a suite of features and benefits like low interest rate, large unsecured capital, flexi loan facility, pre-approved offers, easy eligibility criteria and minimal documentation. 
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Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free.

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