Is It Safe To Carry CASH?? | Dumping Debt Fridays Q&A
870 views · Published 11 May 2018 · 13:00 · Indexed 20 September 2026
Channel: Kelly Anne Smith · 2018 · People & Blogs
Dumping Debt Fridays is where we come together every Friday and I answer your financial questions or give you a LIVE update on my monthly budget. Financial Q&A's are where I originally fell in love with budgeting and couldn't learn enough, I used to watch my favorite channels like Budget Girl, Gazelle Intents and Debt is Dumb just to name a few. I learned so much from these Q&As and received many requests to start my own weekly Q&A answering your Dave Ramsey and budget-related questions. Please leave any questions you have in a comment below AND if you have a MONEY WIN please share that with me as well! I absolutely LOVE celebrating your money wins! Check out my personal Amazon shop: https://www.amazon.com/shop/freedominabudget Questions asked: robin w Hey, When I have cash on me I'm worried I'll lose the money it get it stolen but when only using my debt card and having no cash I feel less stressed. Any suggestions for me? As I do feel that I spend less with cash arthrodea So.... I'm trying to do cash only this week for the first time! How do you handle payments for internet and utilities and cell phone? I have them linked to my credit card because then I get the.... um... cash back on the card (oh dear, I learned Dave Ramsey's feelings on this strategy by credit companies) I am extremely meticulous about paying off my cards each week (I don't even wait for the month, because I don't want to rack up debt). But its easier for me as far as making sure it gets paid on time vs making sure I send in a check on time. Also, do you pay for gas with a debit or credit card? Or is that part of your miscellaneous? That's another thing I get cash back on with the credit card. I'm trying to target things i probably overspend on and convert to cash only for those things. But gas for the car and utilities/cell phone/internet seem "ok" to pay with a credit card, assuming I pay it off right away, since those are fairly consistent and necessary expenses that I can't really overspend because I get tempted somehow. What is your opinion (and anyone who is reading opinion)? Breezy's Kitchen If I put money in the clothes category it is because I have an item in mind that someone actually needs that month. If you put $30 in a month and you don't actually need it can I ask how you have the discipline to not just put that $30 into a different category (like restaurants say!) and spend it. This is the hardest thing. Not that I EVER have any money left. Lyn Morris Great answers as always Kelly. Another thing to consider for sinking funds if thinking about appliances etc - even if they are currently working well - consider how old they are. While a 2 or 3 year old fridge should still have a lot of life in it, one that is closer to 10 years old could easily stop working so well. Do you have any advice on how to decide what sinking funds to fund while in BS1 and BS 2? Sign up for Zaycon Fresh! Amazing Chicken and meats, often running $0.99/lb deals!! https://zayconfresh.com/refer/zf1011610 Use the code FIRSTCASE to get the chicken from $1.80/lb ($75.60/ case) down to $.99/ lb ($39.60/ case)! HUGE SAVINGS. DON'T MISS OUT! I wish I'd done it last time and there's no telling when this sale will happen again! TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET18 for 18% off! http://www.teamiblends.com Save money on Razors and join the Dollar Shave Club: http://shaved.by/g4r5S SUBSCRIBE! https://www.youtube.com/channel/UCc9pO6FH1caEvKazMiEN03Q?sub_confirmation=1 Earn $25 by signing up for Capital One 360: https://captl1.co/2t6lqzl Snail Mail: Kelly - Freedom In A Budget PO Box 123 Deerfield Beach, FL 33443 Products and services I love and recommend: Capital One 360 Earn $25 by signing up: https://captl1.co/2t6lqzl Ebates: https://www.ebates.com/r/KAS417?eeid=28187 Ibotta: https://ibotta.com/r/suwetiv Try Amazon Music Unlimited 30-Day Free Trial: https://www.amazon.com/gp/dmusic/promotions/AmazonMusicUnlimited?ref_=assoc_tag_ph_1483579440886&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=freedominabud-20&linkId=cdd177a48ed3f1d9445439a7d92f0493 SavvyCents Wallet: http://amzn.to/2dImsdt Email: [email protected] Facebook: facebook.com/freedominabudget Instagram: @freedominabudget Twitter: @FreedomInABdgt Pinterest: @FreedomInABdgt I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. Thank you for watching! Freedom In A Budget
