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NOVEMBER 2018 ZERO BASED HOUSEHOLD BUDGET | REAL NUMBERS | Dumping Debt Fridays

1,671 views · Published 29 November 2018 · 14:06 · Indexed 30 September 2026

Channel: Kelly Anne Smith · 2018 · People & Blogs

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The fastest way for me to pay off all of my student loans was to use Dave Ramsey's Zero-Based Budget and now DEBT FREE and currently have built my 6-month Emergency Fund of $25,000 and cash flowing a new (to me) car! I have been budgeting now for a couple years and it has truly changed my life. In this video, I go over each category with you and budget down to the penny to achieve a zero-based budget. 
Here is my November 2018 household budget update where I go line by line explaining my Dave Ramsey Zero Based Budget. A zero-based budget is where you give every dollar a name, any remaining money you have left over you put straight towards your goals, whether that's paying off a credit card, towards baby step 2, towards your kid's college fund, a car fun or like me, my wedding fund. At the end of the month, your budget should read ZERO, that's where it gets its name, Zero Based Budget! 

Check out my new Etsy shop for Excel templates! https://www.etsy.com/shop/FreedomInABudget
Full breakdown of this month's side hustle: https://freedominabudget.com/november18sidehustle/ 

Recommended videos: 
How to Build a Budget in Excel Tutorial Series: https://www.youtube.com/playlist?list=PLpgLsNKlKGi4zPw8DYNr5BzEgP5TSavxf 
What is DietBet?: https://www.youtube.com/watch?v=8Xy0ZPi6fOQ 
How To Only Spend $100 On Groceries A Month: https://www.youtube.com/playlist?list=PLpgLsNKlKGi5hU_EPegFZeSMAOIStStR1 
How To Create Side Hustle: https://www.youtube.com/playlist?list=PLpgLsNKlKGi5QK5nWrzRfNriAwWt_vors

TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET25 for 25% off your order of $34 or more!
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OUR WEDDING VIDEO | Jayme & Kelly: https://youtu.be/8rpEG2nCPQc

Check out my personal Amazon shop: https://www.amazon.com/shop/freedominabudget 

Check out my new Etsy shop for Excel templates! https://www.etsy.com/shop/FreedomInABudget

TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET25 for 25% off your order of $34 or more!
http://www.teamiblends.com

SUBSCRIBE! https://www.youtube.com/channel/UCc9pO6FH1caEvKazMiEN03Q?sub_confirmation=1 

Snail Mail:
Kelly - Freedom In A Budget
PO Box 123
Deerfield Beach, FL 33443

Products and services I love and recommend: 
*TEAMI Blends Tea: I have recently fallen in LOVE with this weight loss tea check out their website and you can use my code! BUDGET25 for 25% off your order of $34 or more!
http://www.teamiblends.com
* Built Bars are amazing protein bars that are only 3 Smart Points on WW! https://builtbar.com/ 
Use FIAB3 for $3 off a box of 6!
Use FIAB for $10 off a box of 16! 
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*SavvyCents Wallet: https://amzn.to/2znOFTi
*Hurdlr is the app I use to maximize my deductions by tracking both business and personal side hustles: https://driver.app.link/YpPbva3bpP  
*Order your own Live Like No One Else sign at https://www.instagram.com/blue4designs/ 

Blog: https://freedominabudget.com/
Email: [email protected]
Facebook: facebook.com/freedominabudget
Instagram: @freedominabudget
Twitter: @FreedomInABdgt
Pinterest: @FreedomInABdgt

I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. 

Thank you for watching!

Freedom In A Budget

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