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DECEMBER MID-MONTH ZERO BASED BUDGET | Dumping Debt Fridays | DAVE RAMSEY INSPIRED

1,199 views · Published 15 December 2017 · 9:19 · Indexed 23 September 2026

Channel: Kelly Anne Smith · 2017 · People & Blogs

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I am on my way to financial freedom. The fastest way for me to pay off all of my student loans was to use Dave Ramsey's Zero Based Budget and now I am cash flowing a $30k wedding. I have been budgeting now for over a year and it has truly changed my life. In this video, I go over each category with you and budget down to the penny to achieve a zero based budget. 
Here is my December budget update where I go line by line explaining my Dave Ramsey Zero Based Budget. A zero-based budget is where you give every dollar a name, any remaining money you have left over you put straight towards your goals, whether that's paying off a credit card, towards baby step 2, towards your kid's college fund, a car fun or like me, my wedding fund. At the end of the month, your budget should read ZERO, that's where it gets its name, Zero Based Budget!

Videos mentioned: 
How to Build a Budget in Excel Tutorial Series: https://www.youtube.com/playlist?list=PLpgLsNKlKGi4zPw8DYNr5BzEgP5TSavxf 
What is DietBet?: https://www.youtube.com/watch?v=8Xy0ZPi6fOQ 
How to have a successful yard sale: https://www.youtube.com/watch?v=oJCac-DIno8&t=5s 
Weekly Weigh-Ins: https://www.youtube.com/playlist?list=PLpgLsNKlKGi4ehA5Vb6n5iY2UbOvyrdvr
$5 Aldi Challenge: https://www.youtube.com/watch?v=AheIqpDZLaY

How to make Homemade Almond Milk: https://www.youtube.com/watch?v=cATSTZz0BMw 

How To Only Spend $100 On Groceries A Month: https://www.youtube.com/playlist?list=PLpgLsNKlKGi5hU_EPegFZeSMAOIStStR1 

Meal Prep videos: https://www.youtube.com/playlist?list=PLpgLsNKlKGi5fDcUyMeJGgHqCdIBRYpZN 

Grocery Hauls: https://www.youtube.com/playlist?list=PLpgLsNKlKGi7WeVvByPT1sCba1rxxHFRT 

Monthly Budget Report Cards: https://www.youtube.com/playlist?list=PLpgLsNKlKGi4ZkHEg4KPwE7TedpH3qgbH 

Financial videos: https://www.youtube.com/playlist?list=PLpgLsNKlKGi7pERvawWpeRZ-0_GRyRE_1 

I'M DEBT FREE!: https://www.youtube.com/watch?v=zdJaGlfQqIs 

How To Find Workout Clothes On A Budget COLLAB!: https://www.youtube.com/watch?v=AX8upqZgszg 

My Favorite Weight Watcher Foods on a Budget with Smart Points!: https://www.youtube.com/watch?v=oFjZAMchpGk!

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SUBSCRIBE! https://www.youtube.com/channel/UCc9pO6FH1caEvKazMiEN03Q?sub_confirmation=1 

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Snail Mail:
Kelly - Freedom In A Budget
PO Box 123
Deerfield Beach, FL 33443

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Email: [email protected]
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I feel so blessed to share with you all here on YouTube. This video may contain links to affiliate programs. If you click on the link and make a purchase I will receive a small percentage of that sale at NO extra charge to you. However, you are under no obligation to buy anything I ever mention in a video. Sometimes I am lucky enough to have products sent to me for review. If I partner with a company I will always disclose it here. All opinions and reviews that I share are and always will be my own I will only share products that I myself would buy. 

Thank you for watching!

Freedom In A Budget

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