Look Who it Was Random video

Owen Your Future | Debt.com

1,436 views · Published 17 December 2018 · 1:07 · Indexed 28 September 2026

Channel: Debt.com · 2018 · People & Blogs

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Inspiring, isn’t it? I must admit, however, I couldn’t do this…

“We self-converted a van into a camper and travel the country,” Matt says.

Adds Ally: “The worst thing is that we’re always in each other’s way, So when he’s in the kitchen and I’m trying to get by, it’s a dance.”

Then again, Matt and Ally are younger than me. When I was starting my first business to help Americans get out of debt, I was also a minimalist. Just in a different way. Instead of renting an office, I rented a closet in an old office building and converted it into my office. I could fit one dilapidated desk and one dented file cabinet in there.

In that sense, Ally and Matt are doing what many successful entrepreneurs do: They’re willingly sacrificing now to be successful later. Except in their case, they’re doing it joyfully, and they’re already successful.

“Always having your home with you is amazing,” Matt says. “It’s been truly transformational in our lives. We’re helping millennial couples — in particular, relate to each other better about money as well as complete a plan about their financial goals. Whatever that means to them, whether it’s travel, retirement, or changing careers.”

Ally says the biggest challenge in their financial coaching isn’t financial at all. It’s inspirational.

“I don’t think there’s any persuading we can do,” she says. “We can just show our lifestyle and how we have found fulfillment and happiness through a minimalist lifestyle and inspire others to do the same through our example.”

Ally and Matt are major proponents of FIRE, which stands for Financial Independence Retire Early. That’s the hot new term for a fairly old concept: Save now so you can spend later. Each generation needs their own terms for these concepts, however, so it can motivate them to embrace them.

“When you talk to someone about FIRE, they’re either ready to hear it or they’re not,” Matt says. “It either sparks something in them and a light bulb goes off, or there’s a barrier up.”

I’m curious to see where Ally and Matt are in a decade. Will they still be on the road? I imagine they’ll want to settle down someday. They may splurge on a fancy dinner every so often. They might even buy something they don’t really need. It won’t be often, and it won’t be, as they say, “to keep up with the Joneses.” It also won’t drive them into debt. They’ve driven around the country proving that.



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