BHIM (Bharat Interface for Money) is a Mobile App developed by NPCI based on the UPI ENGLISH[हिंदी]

624 views · Published 22 January 2017 · 4:50 · Indexed 11 October 2026

Channel: Desi EduCon · 2017 · Education

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Prime Minister Narendra Modi on 30 December 2016 launched a new mobile app for enabling simpler payments without cash. What is the name of this app that supports USSD payments and works even on basic phones? – Bharat Interface for Money (BHIM)

Explanation: Bharat Interface for Money (BHIM) is the name of the newest mobile app of the Union Government on 30 December 2016 that is expected to make digital payments simpler. The app, launched by PM Narendra Modi, has been positioned to play a big role in the government’s push for digital transactions.

– The BHIM app is named after Dr. B.R. Ambedkar.

– BHIM allows customers to transact electronically without having to use a credit or debit card, or by creating and storing a mobile wallet. All UPI (United Payments Interface)-connected banks accept BHIM. Even banks not connected to UPI can receive money through BHIM through IFSC, an 11-digit code assigned to every bank branch by the Reserve Bank of India.

– Even without a smartphone, anyone can use BHIM to make payments by dialing *99# from any kind of mobile phone (number registered with the bank).

– BHIM is now available as an Android version download now, and iOS is coming soon. There is a Rs. 10,000 per transaction limit, and Rs. 20,000 per day for BHIM.

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