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Why should you build an emergency fund? | Bajaj Finance

1,662 views · Published 5 June 2018 · 0:56 · Indexed 12 October 2026

Channel: Bajaj Finance · 2018 · Education

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What is  Emergency Fund: Most of us don’t plan for unforeseen circumstances, which is why situations like medical emergencies, unplanned travel, and sudden home renovations can eat into your savings and dent your monthly budgets. These situations warrant immediate action, and you need instant finances to fund such expenses. 

Setting aside an emergency fund comes handy when such unplanned and unexpected expenses arise. You can have some money tucked away for a rainy day, as emergency funds can supplement any temporarily foregone income or can be used for an infrequent/unexpected purchase. 

With an emergency savings fund, you have a safety net where you can afford to pay for living necessities that cannot be obtained from current income sources. An emergency fund investment should ideally cover three to six months of living expenses. It is important to avoid investing in risky places like the stock market, and you must pick safe options like fixed deposits for building an emergency fund. 

When investing in fixed deposits for building your emergency fund, you can choose shorter tenor and ladder your investments. This gives you the benefit of higher liquidity so you can keep your funds safe from market fluctuations while relying on a safe and stable option. 

Bajaj Finance Fixed Deposits provide you with stable returns along with the facilities of flexible tenor, online account management and a hassle-free Loan against Fixed Deposits.  
To find out more, please visit http://bit.ly/Bajaj_Finance_Fixed_Deposit.

Applying for a Bajaj Finance Fixed Deposit is easy. Follow the below steps and book your FD online.
Step 1: Fill online application form (https://bit.ly/3e0qs77)
Step 2: Accept the ‘Terms and Conditions’
Step 3: Your FD will be booked. 

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Watch the video to know how to use Bajaj Finance FD Calculator - https://www.youtube.com/watch?v=lamWz0pRGgI

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Bajaj Finance Fixed Deposits make for a safe investment option that can help you earn strong returns for funding your retirement, buying an asset, or financing your children’s education or wedding. As a company FD, Bajaj Finance Fixed Deposits enable investors to deposit a sum of money for a fixed term. 
Over this period, the corpus invested earns interest, and offer some of the following benefits:
• Get high safety and stable growth for your savings.
• Enjoy attractive rates of return, with higher interest for senior citizens.
• Ensure high security as your investments are uninhibited by market forces. 
• Choose between cumulative and non-cumulative payouts, depending on your requirements.
• Start investing with just Rs. 25,000, and accumulate higher returns
• Choose your tenor, as per your investment plan
You can also liquidate your investments, during times of urgent needs. 
#fixed_deposit #fd #bajaj_finance_fixed_deposit #bajaj_finance_fd

Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free.

Disclaimer:
As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 16 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

*Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply.

The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February, 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting: http://bit.ly/FD-Interest_and_Rates

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