What should be your CIBIL score to take a Home Loan? | Bajaj Finserv

4,330 views · Published 21 August 2018 · 1:10 · Indexed 12 November 2026

Channel: Bajaj Finance · 2018 · Education

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Check your CIBIL Score - https://bit.ly/3brJXKl

When you apply for a home loan, your lender checks your credit score. Your credit score is determined by a credit rating agency called CIBIL, in India. It is a 3-digit number that ranged between 300 and 900. It is an indicator of your loan repayment history. Whether you have repaid loans and credit card debt on time, or not, whether you have defaulted on payments, or delayed payments for any reason, etc.
 
Your CIBIL score is therefore an indicator of your credit-worthiness – how capable are you of repaying a loan on time, long-term? A high CIBIL score gets you better terms on your home loan, as it indicates high credit-worthiness. Lenders prefer a score of 750 or higher. A low #CIBILscore means that you will not get good terms on your home loan, and a very low score means that your loan may not be approved at all.
 
Keep a close eye on your CIBIL score, and get a great home loan offer. Bajaj Finserv offers home loans up to Rs.3.5 crore, with a Flexi Hybrid loan facility that lets you pay interest-only EMIs, for up to 4 years of your tenor. You also get top-up loans up to Rs.1.5 crore, at an attractive interest rate. Check your pre-approved home loan offer today, on www.bajajfinserv.in

Watch the video to get tips to improve Home Loan Eligibility: https://www.youtube.com/watch?v=ds26yy1U02E
Know More About Home Loan CIBIL Score: https://www.bajajfinserv.in/what-is-cibil-report-in-home-loan

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Bajaj Finserv Home Loans are designed to help you meet all your home financing needs, from buying a new house, to redecorating your home, to constructing a house from scratch. Get a high value loan up to Rs. 3.5 crore, and a top up loan up to 50% of your loan amount. With a flexible tenor ranging up to 20 years, and a unique Flexi Hybrid loan facility that lets you pay just interest as EMIs for the initial tenor, Bajaj Finserv Home Loans are ideal for all your requirements.
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Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free.

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