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Factors that affect Home Loan eligibility | Bajaj Finserv

2,809 views · Published 16 July 2018 · 0:59 · Indexed 29 October 2026

Channel: Bajaj Finance · 2018 · Education

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Looking to get a home loan? Knowing your eligibility beforehand can help you make the best possible application for your home loan. It will help you know the amount of home loan you are likely to qualify for, and whether or not you need to do anything to improve your eligibility. 
Your eligibility is impacted by these 6 factors: Your credit score, your existing debt obligations, your income, your employment status, your age, and your property details.  All these factors put together let your lender know how much home loan you can comfortably repay, and for what tenor. Knowing your eligibility also helps you improve any aspects that can help you get a better deal on your home loan. Example – if you know that your credit score is low, you can work on improving it before you apply for a home loan, and thus get a better rate of interest. You can calculate your eligibility with the help of the Bajaj Finserv Eligibility Calculator for Home Loans. It is a simple, hassle-free process that takes just a few simple steps. All you have to do is enter a few details about your income, employment, and property, to know the home loan amount you are likely to get. 

Check Your Home loan Eligibility: https://www.bajajfinserv.in/home-loan-eligibility-calculator

How to use Home Loan Eligibility Calculator - https://www.youtube.com/watch?v=qhgTCexH2tw

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