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Tips for saving for your first home | Bajaj Finserv Home Loan

1,124 views · Published 11 October 2018 · 0:57 · Indexed 19 October 2026

Channel: Bajaj Finance · 2018 · Education

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When you avail a home loan, you still need to manage the down-payment. Lenders generally require you to pay up to 20% of the cost of a house yourself, as they do not sanction the total cost of the home as a loan. As this amount can be large, it is important that you start saving early. Here are a few tips to help you save for your first home. 
First, work out a monthly budget, so that you know clearly how much you need to spend every month. Second, choose to spend only on what you need. This means cutting back on discretionary expenditure to some extent. Third, consider alternate sources of income. For example, you can try freelancing, or open a home business, or invest in shares. Fourth. invest in FDs and mutual funds to build a corpus over a few years. 
When you have saved enough for the down-payment, you can apply for a home loan from your lender of choice. Bajaj Finserv offers home loans up to Rs. 3.5 crore, with approval in just 24 hours. Visit http://bit.ly/Bajaj_Finserv_Home_Loan to know more

Watch the video to know what should be your Cibil Score to apply for a Home Loan: https://www.youtube.com/watch?v=n0IUs9SGR8M


Check Out More about Bajaj Finserv Home Loan: https://www.bajajfinserv.in/home-loan


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Bajaj Finserv Home Loans are designed to help you meet all your home financing needs, from buying a new house, to redecorating your home, to constructing a house from scratch. Get a high value loan up to Rs. 3.5 crore, and a top up loan up to 50% of your loan amount. With a flexible tenor ranging up to 20 years, and a unique Flexi Hybrid loan facility that lets you pay just interest as EMIs for the initial tenor, Bajaj Finserv Home Loans are ideal for all your requirements.
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